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美文賞析:為什么你存不下錢?

Source:    2018-05-14  我要投稿   恒星英語學習論壇   Favorite  

Don’t save what is left after spending. But spend what is left after savings.
不要把花剩下的錢拿來存,而是把存剩下的錢拿來花。

Wanting to save money is not enough. Anyway, there are a lot of things which didn’t come true although you wanted them to.
想存錢是遠遠不夠的,畢竟你希望發生的事情并不一定就能發生。

Saving is a technique . It’s simple. It’s just not easy.
存錢是一門技術,這門技術很簡單,只是不容易實現。

If you only come to think about saving after you spend, there is no chance for you to accumulate a considerable fortune, because spending is always irrational.
如果你總是在消費之后才想著應該存錢,那你肯定存不下錢,因為任何消費都是非理性的。

The way that works is to make plans in advance.
真正可行的方法,是事先計劃好自己的消費方式。

Would it be too much to use 40% of my income to rent an apartment?
每個月用收入的40%租房子會不會太多?

Is it really enough to save just 20% every month?
每個月只存收入的20%會不會太少?

Only by making it clear how much you want to save can you come to know how much you can actually spend.
你只有先計劃好要存多少錢,才能知道自己實際上可以花多少錢。


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